pk_test_… key with the test base URL. No card is ever charged and no money moves (settledAt stays null). Statuses, webhooks, receipts and fees behave like live.
1
Use your test key and test base URL
Send
pk_test_… in the x-api-key header.2
Pay with a test card
Use one of the test cards. Any name, any future expiry (e.g.
12/30) and any CVV (e.g. 123).3
Enter a test OTP
123456 succeeds. Any other code is wrong.4
Check your webhook
Confirm your endpoint verifies the signature and handles each event once.